Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to let mortgages are not regulated by the Financial Conduct Authority.


Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.


Remortgaging means switching your mortgage to another deal with another lender without moving property.
The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.

Why not try our handy Calculators for Mortgage Repayment, Mortgage Borrowing, Loans and Income & Expenditure or to Make a Mortgage Equiry online.

UK News

The political declaration on the relationship between the UK and EU after Brexit "agreed in principle", the European Council says
MI5 admits for the first time it made a mistake in failing to track the 2017 Manchester bomber, MPs say.
Daniela Tejada spoke to the BBC after returning from seeing Matthew Hedges sentenced in the UAE.
Review finds growing number of children and young people in England struggling with problems.
Regulator's proposed price cap on charges will benefit about 400,000 "financially vulnerable people".